About Us


Impact Credit Guarantee Limited (Impact) is a wholly owned subsidiary of the Development Bank of Nigeria Plc (DBN). Impact was set-up through a project with the World Bank to provide guarantee on loans made to eligible Micro, Small and Medium Scale Enterprises (MSMEs) and small corporates by Participating Financial Institutions (PFIs) in Nigeria.

Impact was established to drive the second mandate of DBN which is to provide risk sharing facilities to PFIs with a view to alleviating financing constraint faced by MSMEs and small corporates in Nigeria. The magnitude of this constraint is reflected in the result 2017 National Survey of Micro, Small & Medium Enterprises which revealed the existence of 41.5million MSMEs in Nigeria, with a 49.9% contribution to the GDP. However, less than 5% of the MSMEs have access to finance, creating a financing gap of N48trillion.


To be a leading nation-wide sustainable Credit Guarantee Company, facilitating access to finance to MSMEs through eligible PFIs.


To improve access to finance for MSMEs in Nigeria through provision of partial credit guarantees and providing Technical Assistance to PFIs.

Our Mandate

To facilitate access to finance among MSMEs through eligible PFIs in a sustainable and market-oriented way by providing credit guarantees and technical assistance to PFIs.